Appraisal services for Sartell and Stearns County homeowners

Check out the top seven reasons why MN homeowners use Schreiner Appraisal, LLC:

To get a pre-listing appraisal (whether they're selling the home on their own or using an agent)
To challenge a MN property tax assessment
To reduce a mortgage payment by removing PMI
Reinstate your Home Equity Line of Credit (HELOC)
To review a different appraiser's report for verification
In the case of a MN divorce, when property needs to be divided
To settle an estate in Stearns county or MN by determining the true market value of real estate in question

Own a house in or near Sartell, MN and need help determining the value of it?
Contact Schreiner Appraisal, LLC.

We at Schreiner Appraisal, LLC understand the unique needs of a homeowner looking for appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your home because you most likely have an emotional attachment to it. Our professional appraisers at Schreiner Appraisal, LLC are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is a crucial negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your home will attract interested buyers. It gives you something concrete to show your buyer. The appraisal is an independent third party's opinion of your house's value, not just you saying how much your house is worth. Interested buyers know that you have an emotional attachment to your home and will be more likely to give credibility to a seasoned appraiser's value conclusion than yours.

PMI Removal Appraisals

A preferred money saver for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your house. In most cases you can apply to a lender to have the PMI eliminated from your loan. We are qualified in helping consumers just like you get rid of undesirable PMI insurance.

Challenge Stearns county's assessment of your property

Lets say your house is not appreciating as much as other homes close by -- your local tax assessor may have your home overvalued. That only means you are most likely paying more taxes than you should. The sooner you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. An expert appraisal from Schreiner Appraisal, LLC is your strongest weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

If your home is in a declining area, your lender just may decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be troublesome from a cash flow standpoint, but it can be destructive to your credit score since it may appear as though that credit line is maxed out. A professional appraisal from Schreiner Appraisal, LLC can help you reinstate your HELOC.

We Also Offer Field and Desktop Appraisal Review Services

Do you need a seasoned professional to double-check your appraisal for precision, or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? An appraiser from Schreiner Appraisal, LLC can go out and check the subject and comps in question in a field review. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can help you with that Even though this is usually requested by banks, you may wish to exploit this service if you suspect mortgage fraud related to your property.